What is the L.I.F.T. Strategy?

The L.I.F.T. Strategy focuses on using the cash value of your IUL to leverage into the same policy, amplifying the compound interest you gain. This process enables you to grow the value of your policy faster, ensuring that your retirement income increases significantly without additional out-of-pocket contributions.

By strategically leveraging, the L.I.F.T. Strategy helps you build a more substantial retirement income while maintaining the tax-free advantages and protection from market downturns that an IUL offers.

How Does the L.I.F.T. Strategy Work?
 

1.) Pulling From Your IUL:

The funds you have laying around and is not currently growing for you is strategically placed into the IUL using the L.I.F.T. Strategy which allows you to pull a portion of that cash out without disrupting the overall growth of the policy.

2.) Leveraging for Growth:

The cash you access is then strategically leveraged back into your IUL, where it continues to grow with compounding interest. This creates a powerful cycle of leveraging and accelerated growth. The secret behind this strategy is simple yet so powerful, the money you accessed from the policy is still growing for you as if you never accessed it and when those accessed funds are then strategically palced back into the policy properly, you then have the same funds growing together as if they were two seperate transactions. Then you simply repeat the process. This could also be summarized as "using the same dollar multiple times toward your growth" 

3.) Boosting Retirement Income: 

Over time, the compounding effect can significantly boost the overall value of your IUL. This results in higher future distributions during retirement—ensuring you have a robust income stream without the need for risky investments.

Why Choose the L.I.F.T. Strategy?

The L.I.F.T. Strategy is ideal for individuals who want to maximize their retirement income by leveraging the cash they already have in their IUL policy along with funds that are not actively working form them. It offers a safe, reliable way to grow your wealth without additional risk. Unlike traditional investment vehicles, where market volatility can lead to losses, the L.I.F.T. Strategy protects your principal while allowing you to reap the rewards of compounding interest.

Key Benefits of the L.I.F.T. Strategy:

1.) Maximized Compound Interest:

By leveraging the cash value of your IUL, you take advantage of the powerful compounding effect, ensuring faster and larger growth of your retirement income.

2.)Boosted Retirement Income:

The L.I.F.T. Strategy is designed to enhance the retirement income your IUL provides, offering you greater financial security during your retirement years.

3.) Access to Growth Tax-Free:

Just like with a traditional IUL, the growth of your policy remains tax-free, meaning the income you gain through the L.I.F.T. Strategy won’t be subject to income taxes.

4.) Safe and Secure:

The L.I.F.T. Strategy ensures that your retirement funds are protected from market risk, giving you the peace of mind that comes with guaranteed growth and security.